
Representative Finance Example
Personal Contract Purchase (PCP) Representative Example for XC40 Mild Hybrid B3 Plus a 48 month, 10,000 mile per annum agreement.
| On the road price | £42,210.00 |
| Volvo Savings / FDC* | £3,000.00 |
| Monthly Instalments | £399.90 |
| Customer deposit | £8,000.00 |
| Representative APR | 4.90% |
| Amount of Credit | £31,210.00 |
| Interest Charges | £4,730.83 |
| Total Amount Payable | £43,940.83 |
| Optional Final Payment | £16,745.63 |
| Duration of Agreement (months) | 48 |
| Fixed Rate of interest p.a | 2.52% |
| Mileage per Annum | 10,000 |
| Excess Mileage Charge | 14.9p |
| Offer Expiry Date | 30 June 2026 |
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
Personal Contract Purchase
Personal Contract Purchase: *To qualify for the Volvo Car UK retail offers and Financial Services UK Ltd programmes, all customers must have placed an online order for a vehicle (including initial deposit) from 1st April 2026. The offer will only be available until 30th June 2026 and car must be registered by 30th June 2026. Minimum balance to finance is £8,000 on all campaign products and subject to maximum deposits. Volvo Car UK and Volvo Car Financial Services UK Ltd reserve the right to withdraw offers at any given time. To qualify, all customers must have placed an order via Personal Contract Purchase (PCP). Personal Contract Purchase (PCP) available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. At the end of the agreement there are 3 options: (i) Renew: Part exchange the vehicle. (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Subject to availability. Terms apply. Finance subject to status, 18s and over.
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