Heading
Close X
Menu
Personal Contract Hire (PCH) isn't technically buying a car, as you’re leasing it across an agreed term. It can be a good option if you don’t want to worry about owning and then selling a car in the future.
You can usually end your PCH lease agreement early by requesting an early settlement quote from your provider. There may be extra fees to consider. Unlike PCP and HP, you can’t return the car to end your lease agreement early through voluntary termination.
PCP car finance comes with the option to purchase the car at the end of your agreement, making it a good option if you prefer that flexibility.
Whether it’s easier to get accepted for PCH over a loan depends on individual factors, such as credit history and the value of the car. You might be able to get a soft credit check to see which one you’re more likely to be approved for before you apply.
Terms & Conditions
For information on our regulated status and our credit broking services please see our Initial Disclosure Document (finance).
Finance is subject to status. Terms and conditions apply. You must be over 18 and a UK resident. The lender will conduct an affordability assessment and carry out a credit check. Please ensure you can afford the repayments before entering into a credit agreement.
Marshall Motor Group Ltd is a credit-broker not a lender. We may receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements see https://www.marshall.co.uk/fcds
Complete the enquiry form and we will be in touch to discuss your finance requirements
Reach out to us directly, and our team will assist you with whatever you need.
