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Hire Purchase (HP) – you split the cash price into a deposit and monthly payments (with interest added), which means you'll own the car at the end of the finance term
Personal Contract Purchase (PCP) – by financing the depreciation over your term of ownership, you'll have the choice of returning, upgrading or buying the car at the end
Personal Contract Hire/Lease – you'll never own the car, instead paying monthly payments to a finance company to rent the car long-term Before stepping into a showroom, it's important to know exactly what you're looking for in a new car. Having a clear plan will help you find the right model to suit your lifestyle, rather than being seduced by an alternative.
In this guide, we break down key areas like finance, the questions you should ask and the checklists you should tick off, to help you make the right decision.
Buying a new car can be a daunting task, but our biggest piece of advice before entering a showroom would be to create a checklist.
Separate your must-haves from your nice-to-haves to help you narrow down the options and prevent you from being swayed by features you don't really need. Consider:
Once you've worked out the essentials, start to look a bit deeper into the exact features you may want.
Something like heated seats might only be standard on higher trim levels or cars with optional extras, so use search filters to help you identify potential contenders.
It's not just the upfront cost that matters – for many, a car is their second-biggest purchase after a home, so take the time to work out the longer-term running costs.
A hybrid might be more expensive to buy, but the fuel savings you could make compared with a petrol car could make it worthwhile – depending on the type of mileage you're doing.
Also remember to factor in things like road tax and insurance costs.
Whether you're buying a new car or picking up a used car, proper maintenance and servicing will ensure its longevity, so look into the cost of MOTs, services and consumables like tyres – or explore maintenance plans to spread the payments.
We have plenty of advice on buying a new car, but we think the most important things are:
For many drivers, the peace of mind that comes with a new car makes it worthwhile. Some of the main benefits are:
Many buyers worry about depreciation – by becoming a car's first owner, you turn it from a new car into a used car, which means it loses value.
Don't worry, you won't have to fork out to cover the difference. Finance deals factor this in already, so what you pay covers depreciation automatically.
Nearly new cars could be just weeks or months old – with not many miles on the clock, meaning you get the best of both worlds.
Most of the warranty remains in place, you get all the mod-cons of a new car and you won't have to worry about how it was looked after by the previous owners.
Better still, the first buyer took the biggest hit for depreciation, so you could save thousands by picking up a car that might have only come off the production line a few months ago.
We've got a range of nearly new cars on our website, like our nearly new Audis and nearly new BMWs.
A used car will often be more affordable than new or nearly new, so you could end up paying a fraction of the price.
Even with servicing and maintenance factored in, it could still be a cheaper way of getting behind the wheel of your dream car.
Choose an approved used car from Marshall and you'll get the peace of mind of extra checks alongside a period of warranty cover. Marshall Care Extended Warranty allows you to buy even more cover, if you prefer the security.
For most buyers, paying in cash simply isn't practical. Especially with new cars costing tens of thousands so finance deals help to make them more affordable. The three main options are:
Before signing on the dotted line, follow this handy 'buying a new car checklist':
With thousands of new, nearly new and used cars, we're here to help. Explore our wide range of cars for sale or speak to our teams about finance, servicing or part exchange. With expert advice and plenty of choice, you've never been in better hands.
Hire Purchase (HP) – you split the cash price into a deposit and monthly payments (with interest added), which means you'll own the car at the end of the finance term
Personal Contract Purchase (PCP) – by financing the depreciation over your term of ownership, you'll have the choice of returning, upgrading or buying the car at the end
Personal Contract Hire/Lease – you'll never own the car, instead paying monthly payments to a finance company to rent the car long-term Before stepping into a showroom, it's important to know exactly what you're looking for in a new car. Having a clear plan will help you find the right model to suit your lifestyle, rather than being seduced by an alternative.
In this guide, we break down key areas like finance, the questions you should ask and the checklists you should tick off, to help you make the right decision.
Buying a new car can be a daunting task, but our biggest piece of advice before entering a showroom would be to create a checklist.
Separate your must-haves from your nice-to-haves to help you narrow down the options and prevent you from being swayed by features you don't really need. Consider:
Once you've worked out the essentials, start to look a bit deeper into the exact features you may want.
Something like heated seats might only be standard on higher trim levels or cars with optional extras, so use search filters to help you identify potential contenders.
It's not just the upfront cost that matters – for many, a car is their second-biggest purchase after a home, so take the time to work out the longer-term running costs.
A hybrid might be more expensive to buy, but the fuel savings you could make compared with a petrol car could make it worthwhile – depending on the type of mileage you're doing.
Also remember to factor in things like road tax and insurance costs.
Whether you're buying a new car or picking up a used car, proper maintenance and servicing will ensure its longevity, so look into the cost of MOTs, services and consumables like tyres – or explore maintenance plans to spread the payments.
We have plenty of advice on buying a new car, but we think the most important things are:
For many drivers, the peace of mind that comes with a new car makes it worthwhile. Some of the main benefits are:
Many buyers worry about depreciation – by becoming a car's first owner, you turn it from a new car into a used car, which means it loses value.
Don't worry, you won't have to fork out to cover the difference. Finance deals factor this in already, so what you pay covers depreciation automatically.
Nearly new cars could be just weeks or months old – with not many miles on the clock, meaning you get the best of both worlds.
Most of the warranty remains in place, you get all the mod-cons of a new car and you won't have to worry about how it was looked after by the previous owners.
Better still, the first buyer took the biggest hit for depreciation, so you could save thousands by picking up a car that might have only come off the production line a few months ago.
We've got a range of nearly new cars on our website, like our nearly new Audis and nearly new BMWs.
A used car will often be more affordable than new or nearly new, so you could end up paying a fraction of the price.
Even with servicing and maintenance factored in, it could still be a cheaper way of getting behind the wheel of your dream car.
Choose an approved used car from Marshall and you'll get the peace of mind of extra checks alongside a period of warranty cover. Marshall Care Extended Warranty allows you to buy even more cover, if you prefer the security.
For most buyers, paying in cash simply isn't practical. Especially with new cars costing tens of thousands so finance deals help to make them more affordable. The three main options are:
Before signing on the dotted line, follow this handy 'buying a new car checklist':
With thousands of new, nearly new and used cars, we're here to help. Explore our wide range of cars for sale or speak to our teams about finance, servicing or part exchange. With expert advice and plenty of choice, you've never been in better hands.
