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Do you have a desire to explore? We’re talking about an insatiable hunger for adventure. No plans, no maps – no worries. Enter the new MINI Countryman. Get ready to venture down the path less trodden, to see just how much the weekend has to offer. It’s time to pack more in. See the bigger picture. Discover the new, more spacious MINI Countryman.
Monthly rentals from £236.90, plus £6,250 initial rental.
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. You will never own this vehicle. We typically receive a finance commission from the lender for arranging a personal contract hire agreement for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Term of agreement | 48 months |
| 47 monthly rentals | £236.90 |
| Initial rental | £6,250.00 |
| Contract mileage | 32,000 |
| Excess mileage | 9.76 |
Personal Contract Hire
^Terms and conditions apply. Price shown is for a 48 month Personal Contract Hire agreement for a MINI Countryman E Classic, with a contract mileage of 32,000 and excess mileage charge of 9.76p per mile. Applies to new vehicles ordered between 03 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. Hire provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. The Retailer sells new MINIs on behalf of BMW (UK) Limited.
Available from £325 a month & £6,259.56 Customer Deposit.
3.9% APR Representative†
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Product | MINI Select |
| Term of agreement | 48 |
| 47 monthly payments | £325.00 |
| On the road cash price** | £33,005.00 |
| Customer deposit | £6,259.56 |
| Total deposit | £6,259.56 |
| Total amount of credit | £26,745.44 |
| Optional final payment* | £14,663.10 |
| Purchase fee | £0.00 |
| Total amount payable | £36,197.66 |
| Rate of interest | 3.9% |
| Representative | Representative 3.9% APR |
| Contract mileage | 32,000 |
| Excess mileage | 9.75 |
Personal Contract Purchase
†Finance quotes are for a MINI Select agreement and applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. **On the road cash price is based on manufacturer's recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. 'MINI Select' is a form of hire purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement.
Monthly rentals from £340.48, plus £4,171.87 initial rental.
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. You will never own this vehicle. We typically receive a finance commission from the lender for arranging a personal contract hire agreement for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Term of agreement | 48 months |
| 47 monthly rentals | £340.48 |
| Initial rental | £4,171.87 |
| Contract mileage | 32,000 |
| Excess mileage | 10.69 |
Personal Contract Hire
^Terms and conditions apply. Price shown is for a 48 month Personal Contract Hire agreement for a MINI Countryman E Exclusive, with a contract mileage of 32,000 and excess mileage charge of 10.69p per mile. Applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. Hire provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. The Retailer sells new MINIs on behalf of BMW (UK) Limited.
Available from £355 a month & £6,259.61 Customer Deposit.
3.9% APR Representative†
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Product | MINI Select |
| Term of agreement | 48 |
| 47 monthly payments | £355.00 |
| On the road cash price** | £35,505.00 |
| Customer deposit | £6,259.61 |
| Total deposit | £6,259.61 |
| Total amount of credit | £29,245.39 |
| Optional final payment* | £16,052.91 |
| Purchase fee | £0.00 |
| Total amount payable | £38,997.52 |
| Rate of interest | 3.9% |
| Representative | Representative 3.9% APR |
| Contract mileage | 32,000 |
| Excess mileage | 10.69 |
Personal Contract Purchase
†Finance quotes are for a MINI Select agreement and applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. **On the road cash price is based on manufacturer's recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. 'MINI Select' is a form of hire purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement.
Monthly rentals from £372.85, plus £3,997.60 initial rental.
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. You will never own this vehicle. We typically receive a finance commission from the lender for arranging a personal contract hire agreement for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Term of agreement | 48 months |
| 47 monthly rentals | £372.85 |
| Initial rental | £3,997.60 |
| Contract mileage | 32,000 |
| Excess mileage | 11.06 |
Personal Contract Hire
^Terms and conditions apply. Price shown is for a 48 month Personal Contract Hire agreement for a MINI Countryman E Sport, with a contract mileage of 32,000 and excess mileage charge of 11.06p per mile. Applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. Hire provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. The Retailer sells new MINIs on behalf of BMW (UK) Limited.
Available from £380 a month & £6,259.82 Customer Deposit.
3.9% APR Representative†
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Product | MINI Select |
| Term of agreement | 48 |
| 47 monthly payments | £380.00 |
| On the road cash price** | £36,705.00 |
| Customer deposit | £6,259.82 |
| Total deposit | £6,259.82 |
| Total amount of credit | £30,445.18 |
| Optional final payment* | £16,181.49 |
| Purchase fee | £0.00 |
| Total amount payable | £40,301.31 |
| Rate of interest | 3.9% |
| Representative | Representative 3.9% APR |
| Contract mileage | 32,000 |
| Excess mileage | 11.06 |
Personal Contract Purchase
†Finance quotes are for a MINI Select agreement and applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. **On the road cash price is based on manufacturer's recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. 'MINI Select' is a form of hire purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement.
Monthly rentals from £433.13, plus £2,329.28 initial rental.
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. You will never own this vehicle. We typically receive a finance commission from the lender for arranging a personal contract hire agreement for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Term of agreement | 48 months |
| 47 monthly rentals | £433.13 |
| Initial rental | £2,329.28 |
| Contract mileage | 32,000 |
| Excess mileage | 11.63 |
Personal Contract Hire
^Terms and conditions apply. Price shown is for a 48 month Personal Contract Hire agreement for a MINI Countryman SE Classic, with a contract mileage of 32,000 and excess mileage charge of 11.63p per mile. Applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. Hire provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. The Retailer sells new MINIs on behalf of BMW (UK) Limited.
Available from £415 a month & £6,259.48 Customer Deposit.
3.9% APR Representative†
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Product | MINI Select |
| Term of agreement | 48 |
| 47 monthly payments | £415.00 |
| On the road cash price** | £39,005.00 |
| Customer deposit | £6,259.48 |
| Total deposit | £6,259.48 |
| Total amount of credit | £32,745.52 |
| Optional final payment* | £17,084.75 |
| Purchase fee | £0.00 |
| Total amount payable | £42,849.23 |
| Rate of interest | 3.9% |
| Representative | Representative 3.9% APR |
| Contract mileage | 32,000 |
| Excess mileage | 11.63 |
Personal Contract Purchase
†Finance quotes are for a MINI Select agreement and applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. **On the road cash price is based on manufacturer's recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. 'MINI Select' is a form of hire purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement.
Monthly rentals from £465.16, plus £3,801.94 initial rental.
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. You will never own this vehicle. We typically receive a finance commission from the lender for arranging a personal contract hire agreement for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Term of agreement | 48 months |
| 47 monthly rentals | £465.16 |
| Initial rental | £3,801.94 |
| Contract mileage | 32,000 |
| Excess mileage | 12.56 |
Personal Contract Hire
^Terms and conditions apply. Price shown is for a 48 month Personal Contract Hire agreement for a MINI Countryman SE Exclusive, with a contract mileage of 32,000 and excess mileage charge of 12.56p per mile. Applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. Hire provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. The Retailer sells new MINIs on behalf of BMW (UK) Limited.
Available from £445 a month & £6,259.53 Customer Deposit.
3.9% APR Representative†
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Product | MINI Select |
| Term of agreement | 48 |
| 47 monthly payments | £445.00 |
| On the road cash price** | £41,505.00 |
| Customer deposit | £6,259.53 |
| Total deposit | £6,259.53 |
| Total amount of credit | £35,245.47 |
| Optional final payment* | £18,474.56 |
| Purchase fee | £0.00 |
| Total amount payable | £45,649.09 |
| Rate of interest | 3.9% |
| Representative | Representative 3.9% APR |
| Contract mileage | 32,000 |
| Excess mileage | 12.56 |
Personal Contract Purchase
†Finance quotes are for a MINI Select agreement and applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. **On the road cash price is based on manufacturer's recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. 'MINI Select' is a form of hire purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement.
Monthly rentals from £494.15, plus £3,761.90 initial rental.
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. You will never own this vehicle. We typically receive a finance commission from the lender for arranging a personal contract hire agreement for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Term of agreement | 48 months |
| 47 monthly rentals | £494.15 |
| Initial rental | £3,761.90 |
| Contract mileage | 32,000 |
| Excess mileage | 12.75 |
Personal Contract Hire
^Terms and conditions apply. Price shown is for a 48 month Personal Contract Hire agreement for a MINI Countryman SE Sport, with a contract mileage of 32,000 and excess mileage charge of 12.75p per mile. Applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. Hire provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. The Retailer sells new MINIs on behalf of BMW (UK) Limited.
Available from £470 a month & £6,260.12 Customer Deposit.
3.9% APR Representative†
DISCOVER ALL-ELECTRIC MINI COUNTRYMAN
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
| REPRESENTATIVE FINANCE EXAMPLE | |
| Product | MINI Select |
| Term of agreement | 48 |
| 47 monthly payments | £470.00 |
| On the road cash price** | £42,705.00 |
| Customer deposit | £6,260.12 |
| Total deposit | £6,260.12 |
| Total amount of credit | £36,444.88 |
| Optional final payment* | £18,602.68 |
| Purchase fee | £0.00 |
| Total amount payable | £46,952.80 |
| Rate of interest | 3.9% |
| Representative | Representative 3.9% APR |
| Contract mileage | 32,000 |
| Excess mileage | 12.75 |
Personal Contract Purchase
†Finance quotes are for a MINI Select agreement and applies to new vehicles ordered between 01 March 2025 and 30 June 2025 and registered by 30 September 2025 (subject to availability). Retail customers only. **On the road cash price is based on manufacturer's recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. *Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. 'MINI Select' is a form of hire purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement.
TO FIND OUT MORE ABOUT OUR FINANCE OFFERS ON THE MINI COUNTRYMAN SIMPLY CALL, CLICK OR VISIT US TODAY. ALL MAKES AND MODELS ARE TAKEN IN PART EXCHANGE.
MARSHALL MINI BOURNEMOUTH
01202 065081
MARSHALL MINI GRIMSBY
01472 728491
MARSHALL MINI HAMPSHIRE
01256 442651
MARSHALL MINI SALISBURY
01722 622122
Marshall Motor Group Limited
Registered in England No. 295579. Registered office: c/o Marshall Volkswagen Milton Keynes, Greyfriars Court, Milton Keynes, Buckinghamshire, MK10 0BN. Marshall Motor Group Limited is authorised and regulated by the Financial Conduct Authority.
Arranging finance
Marshall Motor Group Limited is a credit-broker not a lender. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements please read our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
Marshall Motor Group Limited is not independent as we have pre-arranged contractual relationships with our lenders. We can introduce you to a limited number of lenders and finance products to assist you with your vehicle purchase. We act as agent of the lender, both when making this introduction and in the transaction. Our main relationships include the brand finance provider, Santander Consumer (UK) plc and Evolution Funding Ltd. We do not conduct a market appraisal and we do not choose from a panel of lenders. We will only submit a finance application to a prospective lender with your consent and the information you provide to us must be accurate The lender will carry out an affordability assessment and a credit check before making an offer of finance to you. Each finance application will leave a footprint on your credit file. Finance is never guaranteed and is always subject to status and affordability. Terms and conditions apply. We will provide you with information but we do not offer financial advice as we are not financial advisers and we do not make recommendations on any financial product. We operate a non-advised sales process. Please read all terms and conditions and other documentation that we provide to you carefully in order to decide whether what is being offered is suitable and meets your needs. You must be a UK resident and over 18.
To understand how we use and process your data please see our Privacy Notice see www.marshall.co.uk/privacy-notice/
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Marshall Motor Group Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 310503. Details of our permissions and trading names can be checked via the FCA register https://register.fca.org.uk/s/
All of the following companies are individually authorised and regulated by the Financial Conduct Authority with a Limited Permission for credit broking. Each company is a credit broker not a lender: Marshall North West Limited; Marshall of Ipswich Limited; Marshall of Peterborough Limited; Marshall of Scunthorpe Limited; and Silver Street Automotive Limited. All of the following companies are Appointed Representatives of Marshall Motor Group Limited for credit broking: Pentagon Limited; Ridgeway Garages (Newbury) Limited and S G Smith (Motors) Beckenham Limited.
We typically receive a commission or other financial benefit from our lenders for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement
Marshall Motor Group Limited is authorised and regulated by the Financial Conduct Authority to conduct insurance distribution as an ancillary insurance intermediary. All of the following companies are Appointed Representatives of Marshall Motor Group Limited for the purposes of insurance distribution: Marshall North West Limited; Marshall of Ipswich Limited; Marshall of Peterborough Limited; Marshall of Scunthorpe Limited; Pentagon Limited; Ridgeway Garages (Newbury) Limited; S G Smith (Motors) Beckenham Limited; and Silver Street Automotive Limited.
List of Companies for credit-broking and insurance distribution
More about our credit-broking services & our insurance distribution activities
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