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We offer different finance plans.
Personal Contract Purchase (PCP): This is a flexible plan and is great for if you like to change your car regularly but want lower monthly payments. When your finance term comes to an end, you can hand back your car or pay a final 'balloon' payment to take ownership of the car.
Hire Purchase (HP): On this finance plan you pay monthly instalments which are usually higher than PCP, with the loan secured against the car.
When your finance term comes to an end, you will pay a small 'option to purchase' fee to take ownership of the car.
You'll be aware of your 'option to purchase' fee at the start of your HP contract, so don't worry about being hit with large hidden costs.
Some of our lenders offer Conditional Sale. This means that you will not have to pay any 'option to purchase' fee at the end of your plan as the ownership of the car will be transferred to you automatically after your final payment.
Yes. You can put a deposit towards the finance on your new car. If you are part-exchanging your old car, you can use that as your finance deposit
You’ll need to contact the lender directly to discuss your options.
Please refer to your credit agreement or speak to your lender as they’ll have the details.
Please contact your lender directly as they can help with this.
We will inform our finance provider that your car has been returned and return your deposit, but you’ll still need to cancel your finance agreement directly with your lender.
Sorry, we don’t offer this yet but we may do in the future.
Rest assured, your privacy is very important to Marshall Motor Group. All personal data will be used and stored securely as detailed within our privacy notice.
The following organisations and charities provide free, confidential, and impartial debt advice and support. Speaking to an independent advisor can help you understand your wider financial situation and they can even help speak to lenders on your behalf. The most important thing is that you seek help as early as possible. In asking for advice, your credit file will not be affected.
Organisation | Website |
Free advice on debt, benefits, housing, legal matters, employment and general consumer advice. | |
Free expert debt advice. | |
Free and confidential advice on debt. | |
Free and confidential advice on debt for businesses. | |
Free advice on debt, divorce/separation, setting up a new home, care & disability. | |
Advice on what you can do to help yourself get back on track when experiencing a change in your financial circumstances. |
If you’d like to speak to someone independent about the impact money worries are having on your mental health, these organisations can help provide confidential, free advice and support:
Organisation | Website |
Information and support for your mental health. | |
Help and support people understand, manage and improve their money and mental health issues. |
Whether it is a new or a used car you are looking for, this finance plan may give you lower monthly payments (with a balloon payment at the end).
A simple way to fund your vehicle. Choose a deposit you are comfortable with and then choose the term that suits your budget.
This allows you to run a car without the worry of ownership or depreciation and gives you the option of having a maintenance package so you have no unexpected bills.
If you've got a local business you can lease a car to use as your own. This way your money isn't tied up in the full cost of a car, it's working for your business instead.
For information on our regulated status and our credit broking services please see our Initial Disclosure Document (finance).
Finance is subject to status. Terms and conditions apply. You must be over 18 and a UK resident. The lender will conduct an affordability assessment and carry out a credit check. Please ensure you can afford the repayments before entering into a credit agreement.
Marshall Motor Group Ltd is a credit-broker not a lender. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements see https://www.marshall.co.uk/fcds
Marshall Motor Group Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 310503. Details of our permissions and trading names can be checked via the FCA register https://register.fca.org.uk/s/
All of the following companies are individually authorised and regulated by the Financial Conduct Authority with a Limited Permission for credit broking. Each company is a credit broker not a lender: Marshall North West Limited; Marshall of Ipswich Limited; Marshall of Peterborough Limited; Marshall of Scunthorpe Limited; and Silver Street Automotive Limited. All of the following companies are Appointed Representatives of Marshall Motor Group Limited for credit broking: Pentagon Limited; Ridgeway Garages (Newbury) Limited and S G Smith (Motors) Beckenham Limited.
We typically receive a commission or other financial benefit from our lenders for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement
Marshall Motor Group Limited is authorised and regulated by the Financial Conduct Authority to conduct insurance distribution as an ancillary insurance intermediary. All of the following companies are Appointed Representatives of Marshall Motor Group Limited for the purposes of insurance distribution: Marshall North West Limited; Marshall of Ipswich Limited; Marshall of Peterborough Limited; Marshall of Scunthorpe Limited; Pentagon Limited; Ridgeway Garages (Newbury) Limited; S G Smith (Motors) Beckenham Limited; and Silver Street Automotive Limited.
List of Companies for credit-broking and insurance distribution
More about our credit-broking services & our insurance distribution activities
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