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Representative Finance Example
Personal Contract Purchase (PCP) Representative Example for BMW XM 50e on a 48 month, 40,000 mile agreement^.
| Term of agreement | 48 months |
| 47 monthly payments | £1,629.65 |
| On the road cash price** | £107,246.25 |
| Total deposit | £10,049.73 |
| Total amount of credit | £97,196.52 |
| Option to purchase fee* | £0.00 |
| Optional final payment* | £36,167.50 |
| Total amount payable | £122,810.78 |
| Rate of interest | 5.9% Fixed |
| Representative APR | Representative 5.9% APR |
| Contract mileage | 40,000 |
| Excess mileage | 23.55 |
Marshall Motor Group Limited is a credit-broker not a lender. Finance is subject to status. Terms & Conditions apply. We typically receive a finance commission from the lender for arranging finance for you. For further information on our commission arrangements please see our Finance Commission Disclosure Statement https://www.marshall.co.uk/fcds
Personal Contract Purchase
^Terms and conditions apply. Finance subject to status. Retail customers only. Images for illustration purposes only. Indemnities may be required, ask dealer for details. Finance quotes are for a BMW Select agreement and applies to selected new vehicles ordered between 06 January 2026 and 31 March 2026 and registered by 30 September 2026. You will not own the vehicle until all payments are made. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB.
*Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable).
**On the road cash price is based on manufacturer’s recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates and VAT.
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