Mercedes-Benz Vans Finance

Choosing your Mercedes-Benz can be difficult. Fortunately, financing isn't.

How Agility (PCP) Works

• Choose the term of your agreement and pay a deposit.
• Pay monthly payments throughout your agreement.
• Decide if you’d like to purchase your vehicle, return it, or part exchange it for a new one.
• If you decide you want to keep it, you’ll need to pay the Optional Purchase Payment and Purchase Activation Fee which means you’ll then own your vehicle outright.
• Flexible deposit and fixed monthly payments.
• Monthly payments are based on only repaying part of the vehicle’s initial value, keeping your monthly payments lower.
• Our Optional Purchase Payment avoids being any higher if the value of the asset in the used vehicle market falls.
• You’re in control. Around six months before the end of your agreement you get to choose what to do with your vehicle: Purchase it, return it, or Part Exchange for a new one.
• BUSINESS CUSTOMERS ONLY: Tax allowances that can be deducted from taxable profits, because the vehicle would appear as an asset on your balance sheet.

At the end of your agreement you have three options to choose from:

• Purchase your vehicle. To own the vehicle, you pay the Optional Purchase Payment and Purchase Activation Fee.
• Hand back your vehicle. If you return your vehicle, you need to make sure it’s in line with our Vehicle Return Standards. Vehicle condition, excess mileage and other charges might apply.
• Part-Exchange your vehicle. Pay the Optional Purchase Payment and Purchase Activation Fee to part exchange your vehicle for a new one.

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How Hire Purchase Works

• Choose the amount that you’d like to put down as a deposit.
• Decide how long the term of the agreement should be (this could be from 24 to 60 months).
• Pay monthly payments throughout your agreement.
• Fixed monthly payments.
• Tailor the agreement to suit you, choosing the deposit and repayment terms.
• You have the option to have a balloon payment at the end of the agreement. This will lower your monthly payments.
• Once your final payment is made, as well as the Purchase Activation Fee, you will own the vehicle outright.
• BUSINESS CUSTOMERS ONLY: Tax allowances that can be deducted from taxable profits, because the vehicle would appear as an asset on your balance sheet.

At the end of your agreement:

• Own the vehicle. To own your vehicle outright, you will need to pay a Purchase Activation fee of £10 (plus the final balloon payment if applicable). This will complete the purchase, leaving you free to part-exchange for a new vehicle, or to simply continue driving your current vehicle.

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How Operating Lease works:

• Pay an advance rental at the start of your agreement.
• You’d only repay part of the vehicle’s value, keeping your monthly rentals low.
• Just make these payments until your agreement comes to an end.
• Fixed regular rentals that are based on your annual mileage.
• BUSINESS CUSTOMERS ONLY: Reclaimable VAT depending on usage (proportionally).
• BUSINESS CUSTOMERS ONLY: Rentals are allowable against taxable profits.

At the end of your agreement you have three options to choose from:

• Hand back your vehicle - when you return the vehicle, you need to make sure it's in line with our Vehicle Return Standards. Vehicle condition, excess mileage and other charges might apply.

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How Contract Hire works:

• Pay an advance rental at the start of your agreement.
• You’d only repay part of the vehicle’s value, keeping your monthly rentals low.
• Just make these payments until your agreement comes to an end.
• Fixed regular monthly rentals (that include VAT).
• Rentals cover the cost of the Vehicle Excise Duty.
• Monthly rentals are based on your annual mileage decided at the start of your agreement.
• MOT reminders.
• Administration of any speeding and parking fines when necessary.
• Repair and maintenance options.
• BUSINESS CUSTOMERS ONLY: Rentals are allowable against taxable profits.
• BUSINESS CUSTOMERS ONLY: Reclaimable VAT depending on usage (proportionally).

At the end of your agreement:

• Hand back your vehicle - at the end of your agreement the vehicle will be collected, you’ll need to get in touch with us to arrange this. The vehicle will need to be in line with our Vehicle Return Standards. Vehicle condition, excess mileage and other charges might apply.

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How Finance Lease works:

• Choose the length of your agreement and pay an agreed amount up front. You then continue with monthly rentals throughout your agreement.
• Set a balloon payment, which is paid as a lump sum at the end of your agreement and lowers your monthly rentals.
• Fixed regular rentals enable you to easily budget.
• Rentals are not based on annual mileage.
• BUSINESS CUSTOMERS ONLY: Tax allowances that could be deducted from taxable profits, because the vehicle appears as an asset on your balance sheet.

At the end of your agreement you have three options to choose from:

• Extend your agreement for a fixed period. To do this, pay a ‘peppercorn’ payment, which is equal to one month’s rental per annum.
• Sell your vehicle to an independent third party. Once all outstanding finance has been paid, including a balloon payment (if applicable), you’d sell the vehicle to an independent third party. We’d then invoice them and give you 95% of the proceeds.
• Return the vehicle and we will sell it on your behalf. Once all outstanding finance has been paid, including a balloon payment (if applicable), we’d sell the vehicle for you and give you 95% of the proceeds.

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Get in touch with Mercedes-Benz Finance

It's quick and easy to manage your agreement online using Mercedes me finance, where you can:

• Change your monthly payment date
• Request and pay an early settlement quotation
• Edit your contact details
• Update your bank details
• View your documents
• Make a payment

If you’re not registered for Mercedes me finance, you’ll need your agreement number and registration number to hand.

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